As I sit here writing on this desktop computer which by the way, looks as if it hasn't been cleaned since its inception, I stare at the phone that is perched upon the desk next to me. I am currently on hold with what I consider one of the absolute shittiest banks I have ever dealt with ie. HSBC. I excitedly opened my first banking account in 2008. Who would have ever guessed that I would end up having so many problems? Certainly not me. Maybe I was naive, but is it usual to have had fraud on an account 4-5 times in 2 years? Especially on one who has very little funds in there to begin with? I am pretty much an expert now on how to deal with it, the terminology, the transfers, the reimbursements; you name it, I know it. I have dealt with payments made in my name in Sweden out of all places (apparently a lucky Swedish girl received $300 in flowers on Valentines day paid by yours truly- makes you wonder about the boyfriend ha?) and what tops all has to be when HSBC sent a check to themselves claiming I sent it. That was just wonderful.
Overall, I have been scammed over $500. To some that may not seem much, but to someone who only gets paid around $8 a hour, that's a ton of money I cannot afford to just give away. Oh wait...HSBC has finally gotten me off of hold 30 minutes in, and have FINALLY answered my questions and refunded me my money after 7 months. Hallelujah! Alhamdulillah!!!
On other news, since the whole worlds economy is basically in the tank and banks are getting ridiculous bailouts and rules set up on them; they are finding new ways to make money. Since the government has stated that banks can charge only so much for certain purchases etc. they are losing money, since they are no longer allowed to cut us up and suck our blood by charging us brain numbing interest rates. Soon, they will begin to charge monthly rates on debit cards that used to be free, charges on printed mail, charges on checks, charges on withdrawing our own money, charges on breathing, charges on defecating, charges on eating and living. Oh why oh why oh why am I so broke again?
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